Whether you want to reduce your monthly payments or pay off your mortgage faster, refinancing could be the option for you. With a lower payment, you can use the extra money for retirement, investments or other expenses.
You can apply online or come visit us in person. Either way, we’ll help make your experience simple and stress-free.
Rates are current as of today's date and are subject to change without notice
Our Bank does not charge loan “Points”, however, we do charge Loan Origination fees, which are reflected in our APR calculations. Please see the product details under “Check Rates”.
OUR LENDING SERVICE AREA
We are proud to loan money directly back into the communities that we serve to help our customers and our communities grow and prosper. As such, our lending area encompasses the counties of Alameda, Amador, Calaveras, Contra Costa, Merced, Napa, Sacramento, San Joaquin, Solano, Stanislaus, Tuolumne, and Yolo. If you reside within our lending service area or have had a previous loan with us, we welcome your application.